In this era of digital evolution, mobile applications are finding a bombarding growth. One can find a mobile app for every practical usecase that can be imagined. Aadhar scheme is not an exception. “TrustId” is the mobile Aadhar Card App which has been developed by an organization called Swabhimaanya.
It is an Authentication User Agency (AUA) with the UIDAI. This article presents a generic overview of the app and the potential risks on personal security it may bring about.
About TrustId Aadhar Card App:
TrustId is India’s first mobile Aadhar Card App. This application helps a person to verify an individual like their maid, driver, electrician, tutor, tenant and all service professionals, instantly using AADHAAR ID. The unique selling point about TrustId is instant verification of an individual’s identity in less than 1 minute.
Though the app comes handy and beneficial for identity verification, there is a flipside to it, which has drawn attention of activists. The concerns about privacy and identity thefts need to be looked upon.
Benefits of TrustId Aadhar Card App:
TrustId is used for identity verification of an individual. In our day-to-day life, we come across a huge array of service providers ranging from maids, cab-drivers, electricians to tenants and baby-sitters.
This Aadhar Card App provides an option to check the accountability of a person with whom a person interacts, thereby improving trust levels of the society.
Unofficial Aadhar App – Compromise on Privacy?
Since the Unofficial Aadhar Card App allows open access to UIDAI Database, there are increasing concerns on privacy and stolen identities.
Unfortunately, the widespread access to an individual’s information can lead to “Profiling” and in turn result in identity theft.
The aged and elderly people are easily scammed into giving their details which are exploited by a gang of identity fraudsters.
They even take advantage of the ignorance and vulnerability of first time bankers and make them fall prey to their illegal tactics. Consider the following cases of how identity misuse affects the common man.
Online Bank Theft:
In Hyderabad, every day, on an average, 20 people are becoming victims of the new-age fraud.
This is how a typical Identity Theft takes place:
- Step 1: There are group of imposters who call up the vulnerable customers and extract critical information about their bank debit cards, pretending to provide better customer service.
- Step 2: They gain confidence of their victims by giving out the common 12-digit code on the debit card. Then they ask them to reveal the remaining four digits, unique to each customer.
- Step 3: In the process, they extract the CVV (card verification value) number.
- Step 4: Once all the details are obtained, these hackers proceed with an online transaction, where a One-Time-Password (OTP) will be generated and sent to the customer’s registered mobile number.
Done!…. As the customer is unaware of these frauds, he/she presumes that the OTP is for linking Aadhaar with debit/credit card.
Therefore, they share the OTP with the fake tele-callers and their hard-earned money will be siphoned off once and for all.
Eventually, confusion prevails among innocent customers whose money will be robbed through a series of alerts about online purchase transactions.
Misuse of Stolen Identity:
Identity theft has started becoming a prime security concern. With such apps, having data for so many individuals privacy and identity theft becomes even more of a concern.
For example, an innocent individual’s biometric information can be used to impersonate the crime of an accused individual found guilty of the same.
The need of the hour is a safe means of digitizing citizens’ identity particulars and developing a comprehensive law to protect their privacy and personal data from unauthorized surveillance and misuse. Anything short of that will prove traumatic for the country.
But, just in case you want to explore the TrustId Aadhar Card app… Here are some of the important details and features of the app.
How TrustId Aadhar Card App Can be used?
- The user has to provide Aadhaar ID, followed by the name and gender of the service professional to be verified.
- The Aadhar Card App checks if the given details match against the Aadhaar database and authenticates the user according to the specified requirements.
- The person who has been verified receives a phone call along with a message saying that their Aadhaar Number was used to verify them.
- If a person does not have an Aadhaar number, the app acts as a platform to register them in the database based on name, gender, mobile number and an optional Id with photo.
- Those individuals verified under this aadhar card app are then added to the TrustID Community which is a database of TrustID verified service professionals.
Special Features of TrustId Aadhar Card App:
- TrustID aadhar card app focuses on instant consensual verification from Aadhaar database.
- An in-built security feature to share details of any Insta ID Check with pre-registered emergency contact numbers over SMS. This notifies the concerned person about a transaction with any service professional.
- First 25 verifications are free of cost, while the following checks will be available for Rs 5 onwards.
- Users can rate the service professionals. This benefits both the service professional and the future users as a reference tends to be set up.
Future Usecase of Such Apps, if Security Concerns are Addressed:
Swabhimaanya plans to integrate available digitized court records with TrustId. Mr. Rahul Pagare, CEO and Founder of Swabhimaanya, had said that the company has planned to add criminal records within the application, which can be linked to Aadhar number. If Aadhaar is not available, then a search can be made on the basis of name, phone number, location or photograph. However,efforts to fine-tune this feature are pending.
Click here to read about linking bank accounts to Aadhar Numbers.
The TrustId aadhar card app broadly aims at domestic helps and quick service segments like maids, carpenters, cleaners and plumbers. Gone will be the days where we believed a maid simply by the ID he/she hands over. The future is all about genuineness and accountability. At the same time, strict monitoring needs to be put in place to avoid sensitive data from reaching the wrong hands.
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