Aadhar Card is a unique identification number issued by the central government agency – UIDAI i.e. the Unique Identification Authority of India, which has been given the authority to issue Aadhar Cards in India. After being first established in the year 2009, till-date the number of Aadhar Card holders in the country has only increased. UIDAI claims, 92% of adults in the country are Aadhar card holders and the number of children who are Aadhar Card holders is equally high. In all over 1 Billion citizens of India are Aadhar Card holders as of today and many government and non-government authorities have integrated various Aadhar Card uses as well.
Currently, Aadhar card is already being used to deliver direct benefit of subsidies like LPG as well as linked to number of services for validation and authentication like banks, EPF accounts, Pension schemes and various other government welfare schemes. Aadhar is also a valid proof of identity and Address and is also used as a means for faster KYC processes. However, in 2017 there will be an increased use for Aadhar, making it more important to have one right now itself.
In such a scenario where a large number of people possess Aadhar Card, it can be tactfully employed for the larger purposes of social welfare and social security. Here, are the few possible future Aadhar card uses.
Possible Future Aadhar Card Uses in 2017, for a Better India:
Aadhar is aimed to provide social security and social inclusion at all parameters of development in the Indian society. These parameters, beginning from Education, Health, Agriculture, Banking etc. can have a huge and positive impact if Aadhar Cards are put to use in the right manner. Here are the possible uses of Aadhar in 2017…
1. Aadhar Card Authentication at ATMs:
Aadhar Authentication at ATMs could be the most revolutionary use of Aadhar ever since its issuance.
- The Aadhar Authentication at ATMs will include a two-fold security check, the first being the biometric data of the individual and second level being the unique PIN of the Debit/Credit Card.
- The biometric data could be either a fingerprint or iris scanner or both, information as to which one will be specifically employed are not very clear.
This is one of the uses of Aadhar which you are likely to witness in the near future. The Reserve Bank of India has asked all forms of banks and financial institutions both big and small to implement Aadhar Card Authentication from 1st January 2017 at all ATMs. This use of Aadhar Card will provide a safer banking ecosystem to the citizens of India and avoid threats of a data breach.
To Read More about Aadhar Authentication at ATMs and How It Works – CLICK HERE.
2. Aadhar Card Verification to Get More Uses in 2017:
Aadhar Card will bring about a lot of change in 2017, if it is successfully linked and used for services which are commonly used by a large number of people and simultaneously require identification and verification.
The services which would embrace Aadhar verification in 2017:
- Railways will require senior citizens to enter their Aadhar details for availing senior citizen concessions. Which will gradually rolled out for all passengers. It is proposed to be implemented by April, 2017
- Airlines will also be using Aadhar verification for their tickets. Currently Jet Airways plans to implement the same. Other airlines will follow suit.
This goes to show that authorities have realised the magnitude of change facilitated by Aadhar backed digital initiatives will bring about. So they have already started putting in place various ways through which Aadhar can be integrated to speed up verification and reduce the instances of frauds.
3. Aadhar Seeding with National Health Information Network (NHIN):
The National Health Information Network works as an Electronic Medical Record System (EMRS) and can be accessed by multiple service providers of health-related services to access information about a patient.
In such a scheme, the Aadhar Card more specifically the unique Aadhar Number can be used to identify the patient. For the functioning of this scheme, at the initial stage, the patient will be required to share their information. NHIN can be used for the distribution of government-backed health-related insurance schemes just like LPG subsidies are distributed in Aadhar-linked bank accounts.
Know how Aadhar can also help with healthcare, here.
4. Aadhar with the Right to Education Act (RTE):
The RTE act demands that private schools should put aside 25% of their enrolment capacity for students from economically disadvantaged sections of the society.
While is is easier to track and issue grants for students studying in the Government schools, the underprivileged students studying in such other private schools can be registered in the system using Aadhar and the vouchers can be issued against the Aadhar number of the student.
5. Aadhar for Enrollment for Competitive Exams:
In India, competent entrance exams like the witness every a large number of fake candidates who fraudulently attempt the exams on behalf of another individual. The chances for such entrance exam fraud can be eliminated if Aadhar Card is used authenticate the identity of the candidate.
Aadhar is being currently linked with many exams, and the numbers will only increase in 2017. The exams to which Aadhar is linked or will be linked in 2017, are as follows:
6. Aadhar Based Payments in 2017:
To further strengthen the vision of a digital and cashless India, the Government will launch an Aadhar based payment app, to simplify digital transactions. The app will have be used by merchants who are currently using the usual debit and credit card swiping machines. However, these transactions have a fee and it hence deters merchants to go all out on cashless transactions. But with the Aadhar payments, there will be no requirement for the any card nor will there be any charges unlike the current ones which the merchants pay.
- How will it work:
- Merchants can download the Aadhaar Cashless Merchant App on their smartphones, and connect their smartphones to a biometric reader, which is currently available for Rs 2,000/- only. This cost will go down further as more and more users come on board.
- The customer will then feed his or her Aadhar number into the app.
- Select the bank from the list of Aadhar linked bank accounts, through which the transaction will take place.
- The biometric scan will work as a password for the transaction to be authenticated.
There will be more and more uses of Aadhar card in 2017 and it will only increase. The only thing to be seen is how fast and easily they get integrated without giving any extra hassles to the common man.
We hope this article was helpful, for more such informative articles. Watch this space for more!